USDA Loans

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. 

USDA Loans remain one of the best options for rural buyers. Many homes qualify for this type of loan, and interest rates are often more favorable than other options. With the USDA loan many are still able to get a zero down home loan. 

USDA Home Loans feature the following benefits:

  • No down payment is required
  • Competitive interest rates
  • Low mortgage insurance
  • Flexible credit requirements
  • Broad area eligibility
  • 100% financing available
  • No purchase price limit
  • Closing costs can be included in the financing

If you are seeking to become a homeowner in Tennessee, Joel Kavanaugh and Lending Path Mortgage are Your Way Home to USDA Loans. Let Joel help you see if you qualify.

Our goal is to give you a great experience as you purchase a home. We use a “common sense” educational approach to home loans and we will help you obtain the best loan for your needs. 

In Tennessee? Check out our page about USDA Loan TN for more information on credit and income requirements. 

Apply Today and Find Your Way Home