About Us

Joel’s team treats each client as family. We know what it feels like to help family. Our goal is to give you a referable experience as you purchase or refinance your home. We use “common sense”, education, and will help you obtain the best loan for your needs by giving you program options like: 30yr/20yr/15 yr fixed mortgage, ARMS, Conventional, Jumbo, Home Equity Conversion Mortgage, and more. We will work with your needs to help you achieve your family’s goal.

Meet the Kavanaugh Team of Lending Path

Joel Kavanaugh

Joel Kavanaugh

Mortgage Advisor NMLS # 1232763



Lisa Brasseur

Lisa Brasseur

Loan Partner



Melissa Miller

Melissa Miller




Brock Sherrod

Brock Sherrod

Marketing Manager



 Terri Cleary

Terri Cleary

Inside Sales Representative



Zillow 5-Star Review image

“Joel was Amazing”

“Joel and the Team jumped all kinds of hurtles for me! They found the loan that best fit me, got everything done promptly and did a great job of keeping me informed on the progress. I would use them again for sure and I highly recommend him!”


“An Answer to Prayer”

“Joel Kavanaugh and the staff at People’s Home Equity were truly an answer to prayer. Joel worked with us patiently and tenaciously to make sure we ended up in our dream home. All the staff behind the scene worked efficiently like clockwork to make sure our closing went off without a hitch.”


“Great Job!”

“Joel K. was awesome! We were on a tight schedule to close & Joel’s team came through. I would seriously recommend Joel K. to any of my friends that would like to relocated to the Johnson City area.”


“We are in our dream home!!!”

” Our family is so thankful to have came into contact with Joel @ People’s Home Equity. He explained everything and he always gave us realistic Expectations. If we wouldn’t have had the pleasure of working with this company, there is no way we would be moved into our forever home. We will be referring everyone we know! Great experience for us first time home buyers.”

User 1013