Joel’s team treats each client as family. We know what it feels like to help family. Our goal is to give you a referable experience as you purchase or refinance your home. We use “common sense”, education, and will help you obtain the best loan for your needs by giving you program options like: 30yr/20yr/15 yr fixed mortgage, ARMS, Conventional, Jumbo, Home Equity Conversion Mortgage, and more. We will work with your needs to help you achieve your family’s goal.
Meet the Kavanaugh Team of People’s Home Equity
Joel is your mortgage adviser. Buying his first home gave him a passion for helping people smoothly navigate the process. Licensed in TN and VA.
Licensed in TN/VA
LO NMLS# 1232763
Kristy is your initial point of contact and will take fantastic care of you from the beginning of your adventure in home lending. She loves to serve, will schedule your appointments and be here to assist you.
Amanda will be your main point of contact once you have gotten the loan process going. She will also get your account progressing to the next step. She is detail oriented and likes fine tuning things to get your loan as complete as possible.
Once your file is turned into processing, Amber will be contacting you for any items needed to finalize your loan while communicating certain milestones throughout the process.
“Joel was Amazing”
“Joel and the Team jumped all kinds of hurtles for me! They found the loan that best fit me, got everything done promptly and did a great job of keeping me informed on the progress. I would use them again for sure and I highly recommend him!”
“An Answer to Prayer”
“Joel Kavanaugh and the staff at People’s Home Equity were truly an answer to prayer. Joel worked with us patiently and tenaciously to make sure we ended up in our dream home. All the staff behind the scene worked efficiently like clockwork to make sure our closing went off without a hitch.”
“Joel K. was awesome! We were on a tight schedule to close & Joel’s team came through. I would seriously recommend Joel K. to any of my friends that would like to relocated to the Johnson City area.”
“We are in our dream home!!!”
” Our family is so thankful to have came into contact with Joel @ People’s Home Equity. He explained everything and he always gave us realistic Expectations. If we wouldn’t have had the pleasure of working with this company, there is no way we would be moved into our forever home. We will be referring everyone we know! Great experience for us first time home buyers.”