Mortgage Company in Johnson City TN

Start the process today to owning your dream home.

Learn more about Joel Kavanaugh

At Cardinal Financial, we take pride in forming lasting relationships with our partners and clients. We have a great team to guide you through the home buying process. First-time home buyers may qualify for THDA assistance. We want your family to have a referable experience as you purchase or refinance your Tennessee home. Our team is here to guide you into the best lending options for your family by giving you the right tools and information to meet your goals. We are with you every step of the way to help people like you find Your Way Home!

When you work with Joel you are getting the expertise of several years of heartfelt experience in helping people from all walks of life get a mortgage for their Johnson City home. Read about our different loan options like USDA Loans, Veteran’s Loans, FHA Loans, and HECM Loans.

Buying his first home gave him a passion for helping people navigate the process. Licensed in TN and VA, Joel is here to help. Get Started Working With Joel Today.

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Joel Kavanaugh

Loan Originator

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